Choose a certificate that fits your finances.

Our certificates provide options when you want to increase your savings. Choose your terms and how much money you wish to deposit.

  • UMCU offers certificates ranging from 6 months to 5 years
  • Low $500 minimum deposit
  • Balances over $10,000 pay higher rates
  • Interest paid and compounded monthly
  • Paid interest may be withdrawn at any time without penalty
  • If you withdraw the principal funds prior to the maturity date, 90 days' interest will be deducted from the balance of the account


Effective Date: February 1, 2023