Choose a certificate that fits your finances.
Our certificates provide options when you want to increase your savings. Choose your terms and how much money you wish to deposit.
- UMCU offers certificates ranging from 6 months to 5 years
- Low $500 minimum deposit
- Balances over $10,000 pay higher rates
- Interest paid and compounded monthly
- Paid interest may be withdrawn at any time without penalty
- If you withdraw the principal funds prior to the maturity date, 90 days' interest will be deducted from the balance of the account
Effective Date: Tuesday, January 5th, 2021