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Great Rates, Great Features

Whether you’re looking for a low rate or rewards, UMCU has the card to fit your lifestyle. Our Visa® Platinum Optimum and Visa Cash Rewards cards are also both eligible to register to your digital wallet no matter what device you carry in your pocket. If you don’t currently have one of these great cards, you can apply directly through our Online Banking portal.


Not a member yet? Follow this link to apply to open an account and start taking advantage of all the benefits a UMCU membership offers!


Featured Rates

Featured Rates
New & Used Auto 2.99% - 14.74% APR*
Visa Optimum 8.99% APR*
Visa Cash Rewards 12.99% APR*
*APR = Annual Percentage Rate.

See all Rates

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Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628