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Great Rates, Great Features!

Whether you’re looking for a lower interest rate or a cash-back bonus, UMCU has credit card options that will fit your lifestyle. Learn more about our Visa Platinum Optimum and Visa Cash Rewards credit cards.



Not a member yet? Follow this link to apply to open an account and start taking advantage of all the benefits a UMCU membership offers!


Featured Rates

Featured Rates
New & Used Auto 3.00% - 14.25% APR*
Visa Optimum 8.99% APR*
Visa Cash Rewards 12.99% APR*
*APR = Annual Percentage Rate.

See all Rates

UMCU Financial CalculatorsFinancial Education Workshops
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628