This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6

HAIL™ Zero with UMCU

Looking for a little relief from a high interest credit card? UMCU is now offering 0% APR for the first six months when you transfer a balance from another financial institution to either a Visa® Platinum Optimum or Visa Platinum Cash Reward Credit Card, with no balance transfer fees!


An 8.99% or 12.99% APR will apply after the 6-month promotional period depending on the Visa program selected. Click here to learn more!


Featured Rates

Featured Rates
New & Used Auto 2.74% - 14.74% APR*
Visa Optimum 8.99% APR*
Visa Cash Rewards 12.99% APR*
*APR = Annual Percentage Rate.

See all Rates

UMCU Financial CalculatorsFinancial Education Workshops
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628