Hero image

Checking Accounts

UMCU's checking options are designed to match your lifestyle, with no monthly fees and exclusive debit card designs you won't find anywhere else.

Get a Recommendation 

Our Checking Account Options

Go Blue™ Checking Detroit Lions Checking Interest Checking Debit Cards
Go Blue™ Checking

Streamline Your Finances with the Exclusive Go Blue™ Checking

This checking account is ideal for people who want a convenient, no-frills approach to finance. And it's the ONLY place you'll find exclusively branded Michigan™ debit cards featuring the iconic Block M® and Wolverine helmet designs! 

Open an Account Learn More

  • Gain Access to Exclusive Benefits & Events
  • No Monthly Fee or Minimum Deposit
  • Exclusive Block M® and Winged Helmet Debit Cards

New Exclusive Member Perks


Unlock more than just great rates. Your UMCU debit card is now your passport to exclusive travel, dining, and entertainment benefits.

UMCU Visa® Debit Card Perks


Booking.com
Plan your next getaway with ease and earn while you explore. UMCU cardholders can now access up to 8% in Travel Credits3 when booking accommodations through Booking.com.

How to Access
Use the exclusive link, sign in or create a Booking.com account, and pay with an eligible UMCU Visa® card.


OpenTable 
Never miss out on the best flavors in town. With your UMCU card, you can unlock exclusive primetime reservations4 at the most sought-after restaurants via OpenTable.

How to Access
Complete eligibility verification with your UMCU Visa® card on OpenTable.


Roadside Dispatch
All UMCU cardholders now have 24-hour access to roadside assistance. While there are additional costs for specific services, the dispatch support is available to our members whenever they need it.

How to Access
Simply call 1-800-847-2869! For more details on services provided and terms & conditions, view the disclosure.

Not sure what to choose? Let us help.

Go Blue™ Checking

Related Resources

Calculators

Access calculators to plan and manage your finances.

Blogs

Explore helpful articles, tips, and updates.

Webinars

Watch webinars to learn about finances, services, and more.

Events

Discover upcoming UMCU events.

Downloads

Find downloadable forms and account resources.

FAQs

No — we are not closing. Our Plymouth Road branch is relocating to a brand new building less than a mile down the road. We are still happily serving you with a new facility.
We invested in a newly built facility to give our Plymouth Road members an even better experience — more space, modern services, and a branch we're proud to call home in this community.
The existing Plymouth Road Branch will close to members on Saturday, May 2nd. The new branch will officially open on Monday, May 4th.
The new Plymouth Road Branch is located at 2935 Plymouth Road, Ann Arbor MI — less than a mile from the existing location. It is easy to find and even easier to get to.

No — your branch phone number stays exactly the same. Nothing changes on your end for reaching us by phone.

Not at all. Your accounts, routing number, account numbers, debit card, and membership status are completely unaffected by the move.
The ATM at the existing Plymouth Road Branch will no longer be available after Saturday May 2nd. The new branch has a fully equipped ATM available starting Monday May 4th. You can also use any UMCU branch ATM or our ATM network — check our website or app for the nearest location.
Hours are unchanged. Hours will also be listed on our website and Google Business Profile.
Yes, we have parking at the new branch. We want to make sure your first visit is easy — don't hesitate to ask a team member if you need any help on your first stop.
Yes! Your familiar UMCU team members will be right there with you in the new branch. We are the same team, same purpose, just a new location.
See All Questions

Disclaimer

1Free, unlimited access to more than 30,000 ATMs that are part of the CO-OP ATM network. UMCU does not charge a fee for ATMs within the CO-OP network; however, vendors may charge a convenience fee for using the ATM. This is beyond UMCU's control. 

2Overdraft Protection is available with no opt-in fee. $2 fee for each transfer from another account. $30 fee for each Courtesy Pay. 

3Eligible U.S. and Canadian Visa cardholders can earn up to 8% in Travel Credits (max $230 per transaction) on qualifying hotel stays booked through the exclusive Booking.com link using their eligible Visa card. Credits are awarded only after the stay is completed and the supplier verifies checkout. No credits for no-shows or canceled bookings. Credits are deposited into the Booking.com Wallet 30–60 days after checkout (sometimes up to 64+ days). Credits can be redeemed for future stays, select flights, car rentals, attractions, taxis, and insurance on Booking.com where Wallet payments are accepted. Bookings paid with previously earned Travel Credits do not earn additional credits.Bookings must be made with the eligible Visa card and a Booking.com account is required. Exclusions: Flights, flight+hotel packages, car rentals, cruises, attractions, airport taxis, and bookings paid directly to third parties are not eligible. The offer is available starting 5/11/2025 and is subject to modification or cancellation without notice. The maximum reward is $230 per transaction.

4Cardholders may be required to complete eligibility verification with their Visa card on OpenTable. Eligibility is checked at card verification and every 24 hours when visiting OpenTable properties. If eligible, cardholders are granted access to the Visa Dining Collection OpenTable Benefit, which may include access to primetime reservations at participating restaurants. Cardholders must go through the verification flow to receive eligibility status notification. The benefit is subject to modification or cancellation without notice and is void where prohibited.