Drive-thru pickup and branch lobby service is available by appointment only at select branches. Click here to request an appointment.
Please view our What's New page for the UMCU response to the Coronavirus. 
Skip to Online Banking Login Skip to Main Content Skip to Sitemap
  • Accounts
    • Open an Account
    • Checking Accounts
    • Savings Accounts
    • Business Accounts
    • Student Accounts
  • Self-Service
    • Mobile Banking
    • Mobile Wallet
    • Online Banking
    • Bill Pay
  • Credit Cards
    • Credit Card Overview
    • Visa® Platinum Optimum
    • Visa® Platinum Cash Rewards
  • Loans
    • Apply for a Loan
    • Vehicle Loans
    • Student Loans
    • My Choice Loan
    • Build My Credit
    • Lines of Credit
  • Home Loans
    • Mortgages
    • Home Equity
  • Resources
    • Rates
    • Calculators
    • Financial Wellness
    • Fraud & Security
    • Services
    • FAQs
    • Disclosures
    • Website Accessibility
  • About UMCU
    • Our Story
    • Community
    • What's New
    • Branches
    • ATMs
    • Board of Directors
    • Annual Reports
  • The Team
    • #umculife
    • Careers
    • Contact
    • Culture
    • Giving Back
    • Open an Account
    • Contact Us
Search
University of Michigan Credit Union
Apply Today
AccountsLoansCareers
Locations Rates/Fees What's New
Online Banking Login
Online Banking
Apple Mobile Android Mobile
Forgot Login Info Enroll Now

Disclosures

Access necessary details that apply to our accounts and services.

Contact Us Find a Branch

Review our informative disclosures.

We're excited about helping you reach your financial goals, and we want you to be fully informed.

Account Disclosures:

  • Courtesy Pay
  • Electronic Funds Transfer Disclosure
  • eStatement Disclosure
  • Funds Availability Disclosure
  • Go Blue™ Mobile Deposit Agreement
  • IRA Disclosure
  • Bill Pay Service Agreement
  • Online Banking Services Agreement
  • Membership and Account Agreement
  • Privacy Policy
  • Truth-In Savings & Regulation D Disclosure
  • USA Patriot Act
  • HELOC Disclosure
  • ACH Disclosure

VISA® Disclosures:
  • VISA Debit Card Disclosure
  • Visa Platinum and Cash Rewards Application and Solicitation Disclosure
  • Visa Platinum Optimum Account Opening Disclosure
  • Visa Cash Rewards Account Opening Disclosure
  • Visa Platinum Optimum and Cash Rewards Agreement and Disclosure
 

UMCU Giveaway Raffle Rules:

  • Shop Local Give Local Giveaway Official Rules
  • Shop Local Give Local Partner Business Givewaway Official Rules
  • South University Opening - MDen Shopping Spree Drawing Official Rules

Already a Member?

Enjoy the benefits of your UMCU membership by taking advantage of our special offers!

Current Offers

Become a Member!

Start enjoying all of the exclusive benefits a UMCU membership offers today!

Become a Member

Open an Account
Apply for a Loan
Contact Us
Workshops
UMCU Life
Pages within: Resources
Rates Calculators Financial Wellness Fraud & Security Services FAQs Disclosures Website Accessibility
  1. Home
  2. Resources
  3. Current page: Disclosures
scroll to top
  • Like us on Facebook
  • Follow us on Twitter
  • Follow us on Instragram
  • Follow us on YouTube
  • 734-662-8200
  • 800-968-8628
  • Routing #: 272476543
  • SWIFT Code: UMCUUS33
  • NMLS #712343
  • About UMCU
  • Contact
  • Branches
  • ATMs
  • Compare Rates
  • Privacy Policy
  • Sitemap
  • Website Accessibility

University of Michigan Credit Union offers a variety of valuable products and services to the University of Michigan, Eastern Michigan University, Washtenaw Community College and nearby communities. Explore our checking accounts, savings accounts, mortgages, credit cards and more. Bank online, with our mobile banking app, or at one of our branches in Ann Arbor, Ypsilanti, Dearborn and Flint, MI.

  • ©2021 University of Michigan Credit Union
  • Website by ZAG Interactive
Download our banking app from the Apple App Store
Download our banking app from the Google Play Store

Insured by NCUA

Equal Housing Lender

You are leaving the University of Michigan Credit Union website

UMCU is not responsible for the products, services, overall content or experiences on other websites linked from UMCU's website. UMCU's privacy policies do not apply to linked websites.
Continue

Questions? Click to Chat Questions? Click to Chat
Welcome to
Chat with UMCU Chat with EMUCU
Welcome to UMCU’s automated chat service. How can we help you?
Turn On Microphone and capture audio and provide speech to text Turn On Microphone and capture audio and provide speech to text Microphone loading Microphone capturing audio. Click To Stop. Microphone capturing audio. Click To Stop.
Submit