Building your dream, one project at a time

Whether your home expenses are planned or unexpected, UMCU offers an unsecured Home Improvement Loan as a solution. We lend our members funds at competitive rates so you can remodel, renovate, repair, or buy that sofa you've been eyeing.

  • Borrow up to $50,000 based on credit worthiness
  • Fast, easy application process
  • Use the money any way you need it -- for renovations, repairs, or items for the home
  • Fixed-rate loan for predictable monthly payments
  • No need to utilize your home as security, nor is any collateral or lien on your home required
  • Up to 84-month term
  • Subject to credit approval; normal credit standards apply