Earn larger bonuses when you use your card.

The UMCU Visa® Platinum Cash Rewards card features a monthly 1.10% monthly bonus on purchases, meaning you can receive significant amounts of funds in return for simply using your card on an everyday basis. With no fees and a low interest rate, those additional funds will be yours to spend as you please.

  • Rates as low as 12.99%*
  • 1.10% unlimited cash back on ALL purchases
  • No annual fee*
  • No application fee
  • No limit on the amount of cash back you can earn
  • Earn cash back everywhere you use your rewards card
  • Overdraft protection option
  • No fee balance transfers and monetary advances
  • Add to the mobile wallet on your smartphone or mobile device
  • Visa Platinum Cash Rewards Disclosure




*Offer subject to credit approval. APR as low as 12.99%; maximum APR is 18.99%, based on your credit worthiness. Additional limitations, terms, and conditions apply, and are subject to change without notice.   The following transaction fees apply: 1% for foreign transactions, $2 for non-UMCU/non-Co-Op ATM transactions and $2 for each overdraft transfer.