Various deals reward your membership.

At UMCU, our special promotions are geared toward helping you achieve financial success.

 

SHOP LOCAL GIVE LOCAL WITH UMCU!

Starting November 1, 2019 through December 31, 2019, UMCU is matching one percent of the total sales, up to a grand total of $5,000, made by our members at participating stores/restaurants/cafes and donating it to the Community Action Network! Be sure to use your UMCU Visa Platinum Optimumor Visa Cash Rewardscredit cards at the participating local businesses listed below this holiday season, and help UMCU and the Community Action Network create better futures for children, youth and families from under-resourced neighborhoods in the community.

As an added bonus, UMCU is also giving away $5,000 to a lucky member! Every time our members use their UMCU credit cards at participating vendors, they will be entered into our Shop Local Give Local $5,000 Giveaway!

Official Rules can be found here.

Don't have a UMCU Visa Credit Card?
Learn more about our 8.99% APR Visa Platinum Optimum.
Learn more about our 12.99% APR Visa Platinum Cash Rewards. 

ANN ARBOR STORES
SPUN
Found Gallery
16 Hands
Collected Works
Apples & Oranges
Lewis Jewelers
Ann Arbor Running Company(Kerrytown and Ann Arbor Saline Road locations)
MudPuddles Toys & Books
Parrish Framing
Bivouac
Underground Sounds
Vault of Midnight
Underground Printing
The Bo Store
Rock Paper Scissors
Downtown Home & Garden
University Flower Shop
Imagine Three Beauty Studio
Cherry Republic
Roeda Studio
M Den
Thistle & Bess
Oz's Music
Catching Fireflies
Fourth Avenue Birkenstock
Ten Thousand Villages
Priceless Preservation
Abracadabra Jewelery
Real Irish

ANN ARBOR CAFES/RESTAURANTS/BAKERIES
Jerusalem Garden
The Earle
Lunchroom Canteen & Diner
Lunchroom Bakery & Cafe
Detroit Street Filling Station
The Grotto
RoosRoast Coffee(Liberty St and Rosewood locations)
Le Bon Macaron
Sweetwaters Coffee & Tea(Washington St., Liberty St., Kerrytown, Westgate, Plymouth Green and Meijer Ann Arbor Saline Road locations)
Sottini's Sub Shop
Afternoon Delight

YPSILANTI
Ypsilanti Running Company
Unicorn Feed & Supply
The Rocket
Brick and Mortar Modern General Store
The Eyrie
Sweetwaters Coffee & Tea(Ypsi Water Tower)
Cream & Crumb
Ollie
Maiz Mexican Cantina
Go Ice Cream

SALINE
McPherson Local
Rock Paper Scissors
Cheese Shop of Saline
Carrigan Cafe
Enchanted Oven
Pineapple House
Cobblestone Rose

FLINT
Complete Runner
Rocky's Great Outdoors
SHIFT Boutique
Latinas Restaurant and Pizzeria
Fireside Coffee Co.
Cafe Rhema

DEARBORN
Dearborn Music

 

UNLOCK A BETTER RATE - AUTO REFINANCE

Now through December 31, 2019, you can lower your monthly auto loan payment by refinancing with UMCU! Members who trasnfer auto loans over $5,000 from another financial institution will receive a $25 deposit to their account upon loan closing! Apply to get started today!
 

HOME EQUITY LINE OF CREDIT - NO CLOSING COSTS

Now through the end of the year, leverage the value of your home by taking advantage of UMCU's zero closing costs on a home equity line of credit. You can use the equity of your home to finance renovation projects, cover educational expenses such as tuition, consolidate debt, plan a vacation, and more. 

Click here to apply for a UMCU Home Equity Line of Credit and get started today!
 

CELEBRATE THE BIG GAME WITH A SPECIAL RATE

Now through December 31, 2019, you can celebrate bowl game season with a 4.50% APR* My Choice Loan from UMCU! Take advantage of this limited time offer to use the extra funds the way you need them - bridge the holiday spending gap, plan a vacation, complete home repairs, consolidate debt, and more!

Click here to apply today or apply from your UMCU mobile banking app!
 


SHOP LOCAL GIVE LOCAL
A charitable donation of 1% applies during the promotional period of November 1, 2019 until December 31, 2019, for merchandise purchased at participating vendors. This promotion applies for UMCU Visa Optimum and Visa Platinum Cash Rewards cards only. For each qualifying transaction, the University of Michigan Credit Union will apply 1% to the total sale, and present the Community Action Network with a one-time payment of the sum of those qualifying transactions, up to a total amount of $5,000, after the promotional period has expired. Additionally, each qualifying transaction will automatically enter the credit card holder into a raffle to win a grand prize of $5,000. For official rules, contact UMCU or click here. 

AUTO REFINANCE - UNLOCK A BETTER RATE
Offer subject to credit approval. Refinanced loan must be transferred from another financial institution. A $25 deposit will be available for loans over $5,000 and presented upon disbursement of auto loan. Offer valid 11/18/19 - 12/31/19. Disclosed rates are subject to change at any time and may vary based on credit history, term and relationship with Credit Union. Rates are as low as 2.75% APR.

HOME EQUITY LINE OF CREDIT - ZERO CLOSING COSTS
UMCU pays all closing costs. Variable rate as low as 5.50% Maximum APR 25%. Subject to credit worthiness and loan approval. Rates, terms and conditions subject to change without notice. Offer excludes refinancing of existing UMCU loans. Property insurance required. Offer valid through 12/31/19. NMLS#712343

BOWL GAME LOAN
*APR as low as 4.50%. Subject to credit approval R.ate based on creditworthiness. Promotion valid through 12/31/19. Maximum 60-month term loan up to $50,000 unsecured. Excludes refinancing of existing UMCU loans.