University of Michigan Credit Union provides valuable accounts and loans to the University of Michigan community

Shop local give Local with umcu!

Shop Local Give Local is here! When you make a purchase at participating local businesses with your UMCU credit card this holiday season, we match 1% and donate up to $5,000 to the SOS Community Services. Learn how you can shop for a good cause and be one of five lucky members to win $1,000!

Learn More


Hit the road in a car you love with rates starting as low as 1.99% APR on auto loans** new to UMCU†. To serve your other financial needs, our drive-thru service and select lobbies are open. If you would prefer to schedule an appointment, click below.

Auto Loans     Location Information      Make an appointment


Whether through an endowment or sponsorship, arts, culture, education, health and human services agencies are just a few of the many nonprofit organizations UMCU supports. We work hard to help improve the quality of life for our members and people in communities where we work, live and play.

Learn More

Financial Workshops

UMCU offers a vast array of free, high-quality financial education workshops for our members and the community. From budget building to homebuyer workshops, our goal is to help those we serve achieve better financial wellness at every stage of their lives.

Learn More


Come visit us, we're in your neighborhood

What our members are saying

When making any financial decisions or needing financial resources, I always turn to UMCU. The team members are knowledgeable, the rates are competitive, and the process is simple. N.J., Member Since: 1989
Questions? Click to Chat Questions? Click to Chat