University of Michigan Credit Union provides valuable accounts and loans to the University of Michigan community

Visa balance transfer

The possibilities are endless when you take advantage of a balance transfer with UMCU. Receive 0% APR* for the first six months when you transfer a balance from another financial institution to your current or new credit card through March 31, 2023.

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Make your money work for you!

Now through February 28, 2023 earn money on new deposits to UMCU to take advantage of our 4.50%apy 12-month Certificate of Deposit.

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American Heart Association Donation Drive


Now through May 20th, join us as we support the American Heart Association.

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Whether through an endowment or sponsorship, arts, culture, education, health and human services agencies are just a few of the many nonprofit organizations UMCU supports. We work hard to help improve the quality of life for our members and people in communities where we work, live and play.

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Financial Workshops

UMCU offers a vast array of free, high-quality financial education workshops for our members and the community. From budget building to homebuyer workshops, our goal is to help those we serve achieve better financial wellness at every stage of their lives.

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Come visit us, we're in your neighborhood

What our members are saying

When making any financial decisions or needing financial resources, I always turn to UMCU. The team members are knowledgeable, the rates are competitive, and the process is simple. N.J., Member Since: 1989
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