Your Everything Card
Earn unlimited cash back rewards on all your purchases with UMCU’s Visa Platinum Cash Rewards credit card. Whether you spend on essentials or treat yourself to a much-needed getaway, you earn unlimited cash back rewards on every purchase. Plus, with no limits, caps, or expiration, you can use your rewards however you want.
LOW RATE AUTO LOANS
Hit the road in a car you love with rates starting as low as 1.99% APR on auto loans** new to UMCU†. To serve your other financial needs, our drive-thru service and select lobbies are open. If you would prefer to schedule an appointment, click below.
Community
Whether through an endowment or sponsorship, arts, culture, education, health and human services agencies are just a few of the many nonprofit organizations UMCU supports. We work hard to help improve the quality of life for our members and people in communities where we work, live and play.
Financial Workshops
UMCU offers a vast array of free, high-quality financial education workshops for our members and the community. From budget building to homebuyer workshops, our goal is to help those we serve achieve better financial wellness at every stage of their lives.
Locations
Come visit us, we're in your neighborhood
What our members are saying
When making any financial decisions or needing financial resources, I always turn to UMCU. The team members are knowledgeable, the rates are competitive, and the process is simple. N.J., Member Since: 1989