Take control of your finances with our free app.

Whenever you need to take care of your financial matters, just access the UMCU app on your smartphone or other mobile device. Wherever you are, you can check balances, deposit checks and pay bills with just a few taps and swipes.

  • Check account balances
  • Transfer funds between accounts
  • Make loan and credit card payments
  • Pay bills with Bill Pay
  • Deposit checks using the camera on your smartphone or mobile device
  • Sign up for alerts from UMCU

It's easy to get 24/7 access to your UMCU accounts. Before using UMCU’s mobile banking app, first sign up for Online Banking by following the steps below:

  • Enroll in Online Banking
  • Enter username/password
  • Set up security questions
  • Set up security phrase and security picture
  • Accept Online Banking terms and agreements
  • Successfully log into Online Banking
  • Download UMCU mobile app on your device
  • Log into mobile banking using the same username and password you set up in online banking