The ideal choice when establishing or rebuilding credit.

UMCU Build My Credit loan allows you to access funds for any financial needs. As you repay the amount borrowed, you increase your savings balance and strengthen your credit score.

  • Loan amounts up to $2,000
  • Up to 18-month repayment term
  • Low fixed rate of 9.90%
  • As you make regular loan payments, funds are saved for you to use after the loan is paid off
  • Easy automatic payment options
  • Use our Financial Calculator to figure out how you'll benefit
  • Subject to credit approval; normal credit standards apply