We’re kicking off our 10th annual Shop Local Give Local campaign!
In 2025, the University of Michigan Credit Union is teaming up with the Children's Literacy Network during the holiday season to provide an opportunity for UMCU members to show their local pride by shopping and dining for a good cause. Our charity for 2025 is the Children's Literacy Network.
From November 18 through January 31, 2026 every time our members make a purchase with their UMCU Visa® Platinum Optimum credit card, Visa® Cash Rewards credit card, or their UMCU debit card at a local participating store, restaurant, or business, UMCU matches 1% of the total sales, (up to a grand total of $5,000) and donates it to the Children's Literacy Network*
Don’t have a UMCU credit card?
As an added bonus, UMCU is giving away $1,000 to 5 lucky members who make a purchase with their card at participating businesses during the campaign period. All you have to do is shop locally at one of the participating businesses, and you're automatically entered for a chance to win!*
SHOP AND DINE LOCALLY THIS HOLIDAY SEASON
Thank you to our participating shops, restaurants, and boutiques for supporting UMCU’s efforts to have a positive impact on the Children's Literacy Network.
Look for the 2025 Shop Local Give Local decal in participating shop windows and use your UMCU Visa® Credit Card or debit card for your purchases to enter the 2025 raffle to win this year's giveaway.
#ShopLocalGiveLocal
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If you use your UMCU Visa® Platinum Optimum credit card, Visa® Cash Rewards credit card, or UMCU debit card at any of the following locations between November 18 – January 31, 2026, UMCU will donate up to $5,000 to the Children's Literacy Network. Plus, you're automatically entered to win $1,000! It was a win-win!*
Ann Arbor
Northville
Flint
Dearborn
Ypsilanti
*A charitable donation of 1% applied during the promotional period of November 18, 2025 until January 31, 2026, for merchandise purchased at participating vendors. This promotion applies for UMCU Visa® Optimum, Visa® Platinum Cash Rewards cards, and UMCU debit cards only. For each qualifying transaction, the University of Michigan Credit Union applies 1% to the total sale, and will present the Huron Waterloo Pathways Initiative with a one-time payment of the sum of those qualifying transactions, up to a total amount of $5,000, after the promotional period expires. Additionally, each qualifying transaction automatically enters the credit card holder into a giveaway to win a grand prize of $1,000. (5 grand prize winners total).
**Offer subject to credit approval, APR as low as 8.99%; maximum APR is 18.99%, based on your credit worthiness (for new applicants).
**Cash advances and balance transfers do not qualify for cashback rewards. Additional limitations, terms, and conditions apply, and are subject to change without notice. The following transaction fees apply: 1% for foreign transactions, $2 for non-UMCU/non-Co-Op ATM transactions and $2 for each overdraft transfer. Daily periodic rate, minimum of 0.0246%, maximum 0.0520%.
