Personal Loans
Make it happen, your way. From dream vacations to home repairs, UMCU Personal Loans give you the freedom to fund what matters most.
Not sure what to choose? Let us help.
Choosing the right loan doesn't have to be overwhelming. At UMCU, we offer a variety of personal loan options tailored to fit your goals — whether you're planning something exciting, tackling unexpected expenses, or working on your financial wellness. We make the process simple, transparent, and personalized to your needs.
My Choice Loan
- Borrow Up to $50,000
- No Collateral Required
- Fixed Rates for Predictable Monthly Payments
- Flexible Terms Up to 60 Months
- Use the Funds the Way You Want
- Easy to Manage Your Loan
Related Resources
Disclosures
1Actual APR determined by credit history, approved loan amount and loan term.
2$500 minimum loan amount. Subject to credit approval; normal credit standards apply.
3All Technology loans will be charged 0% interest during the first 90 days; actual rate after 90-day introductory period will be 4.99%. Maximum loan amount $3,500. Contact UMCU for details about maximum terms of repayment. A UMCU checking account and UMCU debit card are required to fund the loan. Subject to credit approval. Additional limitations, terms and conditions apply, and are subject to change without notice.
4Subject to credit approval; normal credit standards apply. Additional limitations, terms, and conditions apply, and are subject to change without notice. Annual fee and prepayment penalty is $0.00. For new members, a UMCU share savings account with a $5 deposit must also be opened and subject to credit approval.
5Subject to credit approval; normal credit standards apply.