When life brings opportunities, UMCU's My Choice Loan gives you the flexibility and financial support you need.
Whether you're planning ahead or dealing with unexpected expenses, UMCU's My Choice Personal Loan offers a reliable solution. Use it to consolidate debt or even fund your dream vacation or wedding. The possibilities are endless, giving you the affordable and flexible financing you need — no matter what life brings.
Virtually anything! Take the family on a trip to Disney World, repair that leak in your garage roof, consolidate debt from multiple credit cards — the possibilities are endless!
1Actual APR determined by credit history, approved loan amount and loan term.
2Special rates valid for one year from date of graduation from an accredited university. Proof of recent graduation is required at loan closing. Subject to credit approval. Additional limitations, terms and conditions apply, and are subject to change without notice. Discount applies to loans not currently held at UMCU. Cannot be combined with other discounts or special promotions. APR as low as 9.75%. Maximum APR is 15.75%. APR as of 01/1/2026, subject to change. A sample My Choice loan monthly payment based on $25,000 at 9.75% APR for 3 years would be $803.75.
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