Technology Loan
Get affordable financing for computers, cameras, monitors, headphones, and more!
Upgrade Your Tech with an Affordable Personal Loan
Looking to finance your next tech upgrade? UMCU offers flexible and affordable personal loans to help you get the equipment you need — whether it's a laptop for college, a high-performance gaming setup, or a camera for your photography passion.
Once funds are deposited into your checking account, use your UMCU debit card to buy your new tech equipment online or in stores.
- Borrow Up to $3,500
- 0.00% APR for First 90 Days: 4.99% APR after 90 days
- Terms Up of 12 or 24 Months1
- Easily Manage Your Loan: Access your loan through the Online Banking portal or Mobile App
Disclosures
10.00% APR for the first 90 days, then 4.99% for remainder of loan term. Term lengths 12 months at 3.76% APR or 24 months at 4.375% APR, up to $3,500. Subject to credit approval and underwriting factors. Rates, terms and conditions are subject to change at any time without notice. APR as low as 3.76%. Maximum APR is 4.375%. APR as of 01/01/2026, subject to change. A sample technology loan monthly payment based on $3,000 at 4.99% APR for 24 months would be $131.60. Contact UMCU for additional information.
Related Resources
FAQs
Virtually anything tech-related!
- Laptops
- Custom computer rigs
- Headphones
- Tablets
- Phones
- Printers
- 3D printers
- Cameras
- Lighting equipment
- Monitors
And more!
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