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How to Budget for a New Baby
When Can You Retire
Planning for retirement involves careful consideration of various factors. You should find the right balance between financial readiness, lifestyle goals, and overall well-being.
When Can You Retire
Planning for retirement involves careful consideration of various factors. You should find the right balance between financial readiness, lifestyle goals, and overall well-being.
How to Avoid Credit Card Scams
Credit card scams are on the rise, but you can stay protected by learning how they work and using smart security habits.
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UMCU Be Credit Smart Brochure
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Top Financial Tips for College Students
Social Security: Understanding the Benefits
FAQs
Opening an account with University of Michigan Credit Union is very easy! You can open your account online or go to the nearest branch. Call us for questions at 1-800-968-8628.
Setting up direct deposit is easy! If your employer offers Direct Deposit services, simply provide them our routing number (2724-7654-3) and the 10-digit electronic account number (found at the bottom middle of your UMCU checks).
We have 17 branches across Ann Arbor, Flint, Ypsilanti, and Metro Detroit!
To find the closest one to you, visit our branch locations page.
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If you're passionate about making a difference in the community, waking up excited to come to work every day, and value working with some amazing people, then we'd love to have you on our team! Please check out our Careers page to learn more and view open positions.
This self-service option is not available at this time.
To explore the current rates on our products and services, please visit our Rates page.
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At UMCU, our philosophy is people helping people. We're committed to the community and we're always looking for ways to give back! From our annual Toys for Mott & Hurley drive to collecting instruments with the Ann Arbor Symphony Orchestra to donate to school music programs — we always strive to positively impact our community. Click here to learn more about our giveback efforts.
Click the "Enroll" button at the top of the Online Banking page. You will be asked to enter your 6-digit base account number and personal identifying information. After your personal identifying information is verified, you will be taken through a series of steps to set up a username, password, security questions, security picture, and security phrase. Upon completion of these steps, you will have immediate access to online banking.
You can also watch this step-by-step video tutorial that will guide your through the enrollment process!
Our Recent News & Press Releases
Detroit Lions and UMCU Expand Their Partnership
The Detroit Lions and UMCU, the official credit union of the Detroit Lions, have announced an extension and expansion of their partnership, which first began in 2018 with a commitment to the Detroit community
UMCU 70 Years of Service with $70,000 in Donations
UMCU celebrated 70 years of service with $70,000 in donations to 10 local charities. The Credit Union carried this spirit into 2025, launching the year with a vibrant success celebration of its community legacy and shared success.
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