It's as accessible as cash, but even more convenient.
One card can allow you to accomplish more.
You can use the UMCU Debit Card at millions of stores, hotels and restaurants worldwide. It's also great for travel planning and online shopping. And if you need actual cash, use your card at one of thousands of surcharge-free ATMs conveniently located around Michigan and across the country.
Our Visa debit cards have contactless functionality, making your daily purchases not only quicker and easier, but safer with touch-free, tap to pay technology
Special Debit Card Notices:
DEBIT CARD DESIGNS
Whether you're looking for a lower interest rate card or on with a cash-back bonus, UMCU has credit card options that will fit your needs.
Courtesy Pay
Courtesy pay is an additional service provided to members to use in case of an emergency. This can be used when writing a check, authorizing an ACH transaction or using your debit card. If funds are not available for any reason, Courtesy Pay will cover your purchase.
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Overdraft Protection
Sometimes the unexpected happens, and UMCU’s Overdraft Protection can help you manage those moments and gain peace of mind. This service will automatically transfer funds, for a small fee, from your UMCU savings, Visa or Line of Credit if there’s not enough funds in your checking account to support a preauthorized transaction.