Interest Checking Account | MI Checking Account

Discover another way to earn a little extra.

Along with all of the features of Go Blue™ Checking, our Interest Checking also rewards you for keeping a healthy balance. Our Interest Checking Account pays you interest every month that you maintain a minimum balance of $2,000.

Free Online Banking
Free Online Bill Pay
Free Mobile Banking app
Debit card with EMV chip for added security
Free eStatements
Overdraft protection
Unlimited check-writing privileges
Free online check images

Credit Cards

Whether you're looking for a lower interest rate card or on with a cash-back bonus, UMCU has credit card options that will fit your needs.

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Courtesy Pay

Courtesy pay is an additional service provided to members to use in case of an emergency. This can be used when writing a check, authorizing an ACH transaction or using your debit card. If funds are not available for any reason, Courtesy Pay will cover your purchase.

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Overdraft Protection

Sometimes the unexpected happens, and UMCU’s Overdraft Protection can help you manage those moments and gain peace of mind. This service will automatically transfer funds, for a small fee, from your UMCU savings, Visa or Line of Credit if there’s not enough funds in your checking account to support a preauthorized transaction.