A checking account that delivers more than the basics.
UMCU's Go Blue Checking account is easy to maintain, has no monthly maintenance fee and offers free access to convenient online banking tools and a mobile banking app.
Whether you're looking for a lower interest rate card or on with a cash-back bonus, UMCU has credit card options that will fit your needs.
Courtesy Pay
Courtesy pay is an additional service provided to members to use in case of an emergency. This can be used when writing a check, authorizing an ACH transaction or using your debit card. If funds are not available for any reason, Courtesy Pay will cover your purchase.
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Overdraft Protection
Sometimes the unexpected happens, and UMCU’s Overdraft Protection can help you manage those moments and gain peace of mind. This service will automatically transfer funds, for a small fee, from your UMCU savings, Visa or Line of Credit if there’s not enough funds in your checking account to support a preauthorized transaction.