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From January 22 through April 9, 2018, take advantage of our special promotion HAIL ZERO! Whether you're looking to ease the pressure from the holidays or simply searching for a little relief from a high interest credit card, UMCU has the answer. Transfer your balance from another financial institution today and enjoy a 0% APR for 6 months*. After the promotional period, an 8.99% or 12.99% APR will apply depending on the Visa® program selected. Click here to see our comparison chart.

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Click here to download our Balance Transfer form!

*During our promotional period from January 22, 2018 through April 9, 2018, the offer of 0% interest rate for 6 months applies to balances transferred from another financial institution, with no balance transfer fee. The balance will transfer to your choice of a Visa Platinum Optimum or a Visa Platinum Cash Rewards credit card. Following the balance transfer, you may also use your VISA credit card to make additional purchases at 0% during the promotional period. After the 6 month term, if there’s any remaining balance from the transfer, an adjusted APR will be applicable depending on the Visa card program selected. Monthly payments during the promotional period will go towards paying down the highest interest rate balance first. Offer subject to credit approval.

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