Holiday Savings Account

This account is the most convenient way to save for the holidays. Opening the account is quick and setting up direct deposits to it is effortless. When the holiday season rolls around, you'll be happy you did.

In addition to direct deposits, you can also make deposits in person, through MemberNet Online Banking, through TellerPhone, or by mail.

  • No cost to open or maintain.
     
  • There is no need for you to worry about getting the money from your Holiday Savings account, because we automatically transfer all the funds to your share savings or checking on November 1st for you.
     
  • Any withdrawals, transfers, or closures made to this account before November 1st will incur a $5 charge.
     
  • Due to regulatory requirements, only six outgoing transfers are allowed per month through MemberNet Online Banking, TellerPhone, and over the phone.

Rate subject to change. All funds earn dividends from the date of deposit to the late date of withdrawal. There is no minimum balance required to earn dividends. Dividends paid and compounded quarterly. A closing dividend will be computed for the month of October and posted before the November 1st transfer. Fees could reduce earnings on the account. Withdrawals permitted at any time in accordance with Regulation D requirements.

 
NCUAYour savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency
Equal Housing Lender We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.