Common Scams
Avoid becoming a victim of a fraud or scam by familiarizing yourself with some of the most recent and common schemes. The best way to protect yourself is to be alert and to ask yourself, "Does this make sense?" If something sounds too good to be true, it probably is.
Security Tip
Never reply to an e-mail or text message asking you for account information of any kind,
including credit and debit card information. If you are unsure of the legitimacy of
the contact, please call UMCU at
734-662-8200 and talk with a Member Service
Representative for verification. Scams
What to do if you fall victim:
- Contact UMCU immediately at 734-662-8200 or 800-968-8628.
- If you have disclosed sensitive information, also contact one of the three major credit bureaus and discuss whether
you need to place a fraud alert on your file. This will prevent
imposters
from opening an account in your name. Listed are the contact numbers
for each bureau's fraud division:
Equifax, 800-525-6285
Experian, 888-397-3742
TransUnion, 800-680-7289 - Report all suspicious contacts to the Federal Trade Commission through the Internet at www.ftccomplaintassistant.gov.
To protect your credit card account, UMCU partners with a fraud identification organization that monitors suspicious spending behavior used to detect unusual activity. To learn more about this service, click here.
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savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.