Savings Rates
Effective 9/01/10
| Minimum Balance to Open | Interest Rate | APY
(Annual Percentage Yield) |
|
| Share Savings | $5 deposit | $0-$49.99 0.00% | 0.00% |
| $50.00+ 0.05% on entire balance | 0.05% | ||
| Business Share Savings | $5 deposit | $0-$49.99 0.00% | 0.00% |
| $50.00+ 0.05% on entire balance | 0.05% | ||
| Money Market Savings | $0.01 | $.01 - $1,999.99 0.05% | 0.05% |
| $2,000 - $9,999.99 0.10% | 0.05% - 0.09% |
||
| $10,000 - $24,999.99 0.15% | 0.09% - 0.13% | ||
| $25,000+ 0.20% | 0.13% - 0.20% | ||
| Business Money Market Savings |
$0.01 | $.01 - $1,999.99 0.05% | 0.05% |
| $2,000 - $9,999.99 0.10% | 0.05% - 0.09% | ||
| $10,000 - $24,999.99 0.15% | 0.09% - 0.13% | ||
| $25,000+ 0.20% | 0.13% - 0.20% | ||
| Penny Pioneer | $5 deposit | 0.05% | 0.05% | Financial Fitness | N/A | 0.05% | 0.05% |
| Independent Edge |
N/A |
0.05% |
0.05% |
Savings Plus | $2,000 | 0.15% | 0.15% |
| Holiday Savings | $5 deposit | 0.30% | 0.30% |
* The rate may change after the account is opened. Share Savings accounts with a balance of less than $100 and no activity for six months and without related savings, checking or loan sub accounts are charged $5.00 per month, with the exception of the Penny Pioneer and Financial Fitness accounts. This fee could reduce earnings on the account.
Your
savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.