UMCU News & Updates continued

 

Introducing a New Online Banking Experience

Explore the new MemberNet online banking system with a new look and added features.  Everything you need to help you manage your finances and provide additional security features.

With the new online banking system, you will only be able to access your online account from umcu.org. When you login to your account for the first time, you will use your same UMCU user name and password as you have always used.  The bill payment service you are currently using, including all your payees and payment information, will remain unchanged.

Once you have logged into your account for the first time, you will be required to set-up three new items.

  1. You will need to establish a security phrase that only you will know.  It can be something simple such as “I love to vacation in Michigan.”
  2. You will be required to answer three security questions that you select.  These security questions will be asked if you login from a different computer or the system does not recognize the computer you are using.
  3. You will then select a security picture that will be displayed every time you login to your account.  There are several pictures to choose from, just choose the link “Next” to the left of the images, to view more.

To keep your account information safe, your security phrase and picture will be displayed every time you login to validate you are using UMCU’s online banking. This security phrase and picture are known only to you and should not be shared with anyone. When you see the proper security phrase and picture, you know that you are visiting the proper site. If you do not see your security phrase and picture, then do not enter your password, contact a Member Service Representative immediately at 734-662-8200.

In addition to this new security, there are several new features that will make your online banking easier than ever.

  • Account Summary – View your account information at a glance with the new account summary screen.
  • Custom Dashboard – Just like the dashboard in your car, you can create your own dashboard of important account information you want to see in one easy look.
  • Custom Alerts – You will never need to worry if your balance is getting too low or when a transaction is posted to your account. You can create custom alerts on important account activities and have them delivered to your email account or have a text sent to your mobile phone.
  • Transaction Search – Finding a transaction has never been easier with our new search feature. You can find a transaction based on the amount, date, the category (groceries, automobile, etc.), or the description. You can even combine any of these search options to narrow your search.
  • Automatic Transfers – If you have ever found it difficult to save money, then UMCU’s new online banking will help. You can schedule automatic transfers to your savings account from any account you select. You can even transfer money to another family member’s account.
  • Manage Your Loans – You can manage your UMCU loans by scheduling your loan payments in advance or view your loan payoff amount.
  • Budgeting – One of the most powerful tools with the new online banking system is the ability for you to create your own budget and view it daily, weekly or monthly to see how you are doing. If you need help in creating a budget, the system will provide you a suggested budget based upon your transaction history.
  • Reports – There are several reports that you can view including monthly income & expense summary, your cash flow or your net worth. You can even create reports based upon your income and expense categories.
  • And So Much More! – You can even place a stop payment on a check or reorder checks from the comfort of your home or office.

 

 
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