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Lost/Stolen Numbers

  • After Hours Lost/Stolen Visa number call 1-800-991-4965.
  • To report your card as lost or stolen outside of the United States, please call this U.S. phone number collect: 1-813-570-4881.

Visa Check Card

It's the card that goes everywhere you do. The Visa Check Card works just like a check, but looks like a credit card! Just present your card to any merchant displaying the Visa logo and the funds are withdrawn directly from your checking account. No credit is involved.

  • Accepted by millions of stores, hotels, restaurants, airlines, and online merchants worldwide.
  • Works in credit union ATMs and other affiliated networks for withdrawals and deposits.
  • Detailed check card transactions are available through MemberNet Online Banking and on your monthly checking account statement.
  • Safer than carrying a lot of cash, plus there's no annual fee or surcharge/transaction fee at any one of our ATMs.
  • Overdraft protection is available.

Apply for your Visa Check Card at any branch location and you'll receive your card the same day, or call 800-968-8628 or 734-662-8200, have an application mailed to you and you'll receive your card within two weeks.

Special Notices:

  1. If you use your check card (or credit card) for a signature based transaction in a foreign country, Visa's 1% international service fee to convert the foreign transaction into U.S. dollars will appear as a separate transaction on your statement.
  2. Visa requires consumers to enter a password when making Internet purchases with a Visa check card or credit card from certain merchants. This is called "Verified by Visa." You can create your password now by visiting* The password is linked to your card, not to your computer. The Verified by Visa Help Desk can be reached at: 1-800-857-3118
  3. The credit union reserves the right to block transactions from certain merchants due to a high incidence of fraud from that merchant. Please contact us at 734-662-8200 or 800-968-8628 for information about affected merchants.
UMCU Online Banking loginUMCU Financial Calculators
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628