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Student Loans


Student Choice Loan

If you are a student enrolled at an accredited university or college in the United States, University of Michigan Credit Union (UMCU) can help you achieve your higher education goals. Featuring zero origination fees, extremely competitive rates, and flexible repayment options, a loan from UMCU is the perfect option to fill funding gaps that grants and federal loans can leave behind. And because you're borrowing from a local, not-for-profit cooperative, you can rest assured that we'll be with you every step of the way - with your best interest always in mind. To apply for or learn more about the Student Choice Loan - Click here.

Revolving Student Loan

The Revolving Student Loan may help to ease your mind about paying your tuition bill for university or college. Enrollment in only three credit hours in an accredit university or college is the only educational requirement. In addition, the low monthly repayment requirement is a comfortable fit for the college student's budget.

Cash crunches will feel like history once you have the Revolving Student Loan. The funds are made payable to your university or college. Borrow the amount you need with a maximum limit of $20,000 for general educational expenses. You can also be reimbursed for out-of-pocket general educational expenses when you bring your receipts into any branch. Monthly payments begin after the first advance and a loan deferment is not available. Applying is Easy! Apply online through MemberNet Online Banking, through the Contact Center (734-662-8200 or 800-968-8628), or visit any branch. 

UMCU Online Banking loginUMCU Financial Calculators
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628