Savings

University of Michigan Credit Union has savings options to help you make the most of your money. Whether you're looking for a basic savings account, saving for retirement or your next big purchase, UMCU has accounts to fit your needs.

 Fee Schedule

Share Savings

The Share Savings account is your ownership in the credit union. Simply maintain a $5 balance in your share savings account and you can take advantage of all the benefits and services the credit union has to offer:

  • Interest credited and compounded monthly.
  • Unlimited, free access to your account through the over 30,000 ATMs in the CO-OP network.
  • Ability to transfer funds to and from this account online with the click of a mouse or the touch of a button, 24 hours a day, 7 days a week.

Withdrawals and/or transfers to another account of yours or to a third party are limited to six (6) per calendar month in accordance with Regulation D requirements. 

Fee Schedule

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