Credit Union Family Service Centers
Service Centers are "shared branches" that serve credit union members throughout the country. You can visit more than 4,900 shared branches across the U.S. to conduct financial transactions similar to what you can do at UMCU. Look for the "CU Swirl" logo to take advantage of convenient access to your credit union accounts.
A 24-hour no-surcharge ATM is available at most Service Centers. The $1 fee for using non-UMCU ATMs will be waived for the first four transactions each month for all members in good standing. Transaction fees are separate from the surcharge fees that a non-UMCU ATM's owner may charge you.
All offices are open
Monday thru Friday, 9:00 a.m. to 7:00 p.m.
Saturday, 9:00 a.m. to 2:00 p.m.
In addition to offering extended hours, Credit Union Family Service Centers are normally open some days the credit union is closed, such as Martin Luther King Jr. Day, Columbus Day and until 3:00 p.m. on Christmas Eve and New Year's Eve. Service Centers observe the following six major holidays: New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.
Please note that Service Centers maintain their own policies and procedures which may differ from those you are accustomed to at your credit union. One of these policies regards check holds. Service Centers may place a two-to-five business day hold on all checks deposited. Checks written against deposits still on hold may not clear and fees for non-sufficient funds may result. Click here for more information about Service Centers.*.
*Links from our web site are provided for your convenience only. These linked sites are separate from our credit union's web site and UMCU is not responsible for the content or availability of these sites or their privacy policies. In addition, a link from our web site to another does not indicate that UMCU endorses that site's advertisers, services or policies.