FREE MemberNet® Online Banking

  • MemberNet®, our online banking system, allows you to apply for a loan, access cleared checks online, pay bills, make transfers (including loan and Visa payments), request a Visa advance, request a Home Equity Loan advance, make account inquiries, check balances and more.
  • Online banking service provides 24-hour access to your account..
  • Please read the MemberNet Agreement disclosures prior to registering for MemberNet®.
to register for MemberNet Online Banking.

About security:

  • Our site uses SSL (Secure Sockets Layer) encryption, so that your account information and transactions are masked.
  • We use dual authorization during the MemberNet® Online Banking registration process. In addition to validating personal information such as your birth date and the last four digits of your Social Security number, we also send a password by phone, text, or e-mail that must be used for registration.
  • We provide the option for you to set up alerts based on a number of different criteria, such as sign-in, transaction amount, and transaction type, to help you recognize unusual transaction activity.
  • In addition to encryption, MemberNet® makes use of a time-out feature, so that if you leave your computer idle for a short time, you must log in again to continue accessing your account.
  • You have the ability to change your password anytime. We recommend changing your password frequently.
  • We follow regulations designed to protect you from unauthorized transactions on accounts that may be accessed online. Specific information on the protections is available in the document entitled, "Electronic Funds Transfers-Your Rights and Responsibilities", which was provided at account opening and is also available upon request.

For additional information, please call the credit union at 800-968-UMCU (8628) or 734-662-8200.

Apply for a UMCU Loan today!UMCU Online Banking loginUMCU Financial Calculators
Our Flint and Dearborn locations will be closing at 5pm on Friday, October 16, 2015 for International Credit Union Day.
Equal Housing Lender National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628