Attractive rates and expert assistance enhance your experience.


At UMCU, we offer our members more than competitive rates on a wide variety of loans. Our experienced lending team takes the time to understand your needs and make sure you receive thoughtful guidance all the way through the process. Our easy online application is a great way to get started. You can also apply right from your smartphone or mobile device through UMCU's mobile banking app.
 

CREDIT CARDS

Whether you're looking for a lower interest rate card or one with a cash back bonus, UMCU has credit card options that will fit your needs.
 

VEHICLE LOANS

We will steer you in the right direction when you want financing for cars, boats, motorcycles and RVs.
 

STUDENT LOANS

Borrow from a credit union that was formed in higher education.
 

MY CHOICE LOAN

This financing option is ideal for a variety of personal needs.
 

BUILD MY CREDIT

Build a better financial future with a loan designed to uplift your finances.
 

LINE OF CREDIT

Flexible financing can be accessed anytime necessary, for almost any purpose.

HOME EQUITY LOAN

Leverage the equity in your home to fund any planned expenses.

MORTGAGES

Whether you're purchasing or refinancing, UMCU has a home loan for you.