Rates

 

Loan Rates

Loan Rates

Auto Loans
Effective Date: Wednesday, April 16th, 2014
New and used vehicle rates are the same. Specific rates determined by credit history and the loan term.
TermAPR
Up to 36 Months 1.99% - 14.99%
37-48 Months 1.99% - 14.99%
49-60 Months 1.99% - 14.99%
61-72 Months 3.49% - 16.49%
73-84 Months 4.24% - 17.24%
APR is Annual Percentage Rate.

Home Loan Rates
Effective Date: Wednesday, April 16th, 2014
For mortgages, visit www.memberfirstmortgage.com
TermAPR
Home Equity - Closed End
Up to 5 Years 6.00% - 10.75% Fixed
6 - 10 Years 6.25% - 11.00% Fixed
11 - 15 Years 6.50% - 11.25% Fixed
16 - 20 Years 6.75% - 11.50% Fixed
Home Equity Line of Credit
Up to 180 Months 4.50% - 9.25% Adjustable
Visa Home Equity Line of Credit
Up to 120 Months 4.00% - 8.75% Adjustable
APR is Annual Percentage Rate.

Other Loans
Effective Date: Wednesday, April 16th, 2014
ProductAPR
Member Choice Loan 9.50% - 15.50% Fixed
Line-of-Credit 13.24% - 17.24% Adjustable
Revolving Student Loan 5.50% - 12.50% Adjustable
Start Smart Loan 9.90% Fixed
Certificate Secured Loan 2.00% + Current Certificate rate Fixed
Mobile Home 10.90% - 16.90% Fixed
RV-Motorcycle, Jet Ski, Snowmobile, ATV 6.75% - 16.25% Fixed
RV-Motor Home, Boat, Travel Trailer 4.49% - 15.49% Fixed
APR is Annual Percentage Rate. Disclosed rates are subject to change at any time and may vary based on credit history, term and relationships with the Credit Union.

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