Membership Has Its Advantages

University of Michigan Credit Union is ready to serve you with the best service and rates around. We offer a wide range of financial services, all to designed to help you meet your financial needs.

  • Savings
  • Loans
  • Financial Counseling
  • And much more!

Join University of Michigan Credit Union today and start taking advantage of everything we have to offer.

Open a UMCU Account Today!

University of Michigan Credit Union (UMCU) is a not-for-profit institution ready to serve  you. We believe in the credit union philosophy of “people helping people.” We do this with a variety of products and services, including:

  • Checking and savings accounts, loans, credit cards, check cards, and more;
  • Providing affordable credit to members;
  • Offering competitive rates and access to fewer/no fees;
  • Free budget counseling;
  • Special services such as free budget counseling, educational seminars,and more;
  • Member discounts on goods and services such insurance, legal advice, General Motors, Sprint phone service, and more;
  • Multiple branch and ATM locations as well as membership in the CO-OP Network, giving our members free access to over 5,000 shared branches and 30,000 ATMs nationwide.

These are just some of the benefits you’ll receive as a UMCU member. Join today and discover the credit union difference.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


Apply for a UMCU Loan today!UMCU Online Banking loginUMCU Financial Calculators
All UMCU offices will be closed on Thanksgiving, Thursday, November 26 . Click here for additional holiday closures.
Equal Housing Lender National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628