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Fraud Identification

We have partnered with Fidelity Information Services (FIS), to offer the Falcon Neural Network, a fraud identification service that considers your normal spending habits and "scores" Visa credit card and Visa Check Card transactions to determine whether they are suspicious.

When unusual activity is detected, FIS contacts you to determine whether the activity may be the result of fraud. Some of these calls are completed using an automated system designed to verify transactions with the card holder. If a card holder is unavailable, a message is left for the card holder to call 866-374-6975 to verify recent card activity. Responding to these phone calls in a timely manner can prevent your card from being suspended while the credit union researches the validity of your transactions.

To guarantee that you are speaking with a legitimate FIS representative, please tell them you will call them back. Then call FIS at 866-374-6975 and verify your recent card transactions. If you are uncomfortable responding to a phone call from FIS, you can also contact the credit union during normal business hours and we can assist you in verifying recent card activity.

FIS will never ask you for your account number or PIN (password or access code) or your entire Social Security number. You may be asked for your card number, but not the expiration date of the card. You will only be asked to verify specific transactions on your account.

If you ever have questions regarding the Falcon service, please contact us at 866-374-6975.

***Important Note***

If you plan to travel and want to avoid possible suspension of your card privileges for unusual activity, please contact us and we will make note of your travel schedule.

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To report your Visa credit/debit card lost/stolen after hours call: 1-800-991-4965
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628