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About the University of Michigan Credit Union


As a member owned, not-for-profit cooperative, the University of Michigan Credit Union (UMCU) is locally focused and fully connected to our members, the University and the community.  Established in 1954, UMCU is the only credit union headquartered in Ann Arbor, Michigan, and our purpose is to aMAIZE our members, community, and team by working together for our shared success. With seven offices in Ann Arbor, a branch in Ypsilanti, a branch in Dearborn and three branches in Flint (office locations and hours), we are here to serve all of your financial needs.

To learn how you can open your account today, click here.

UMCU Financial Highlights

The University of Michigan Credit Union does not invest in risky ventures. It invests primarily in YOU and your fellow member owners in the form of prudent loans which are repaid on a timely basis. Our loan portfolio is carefully monitored to ensure that a balance is maintained with a variety of consumer and real estate loans. Funds are also conservatively invested, with over 90% of the investment portfolio placed in government agency securities.

Statement of Financial Condition


March 31, 2017
June 30, 2017


2016 2015 2014

March 31, 2016
June 30, 2016
September 30, 2016 December 31, 2016

March 31, 2015
June 30, 2015
September 30, 2015
December 31, 2015

March 31, 2014
June 30, 2014
September 30, 2014
December 31, 2014

2013 2012 2011

March 31, 2013
June 30, 2013
September 30, 2013
December 31, 2013

March 31, 2012
June 30, 2012
September 30, 2012
December 31, 2012
March 31, 2011
June 30, 2011
September 30, 2011

December 30, 2011

Annual Report



UMCU Online Banking loginUMCU Financial Calculators
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628