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Contact Information

All Offices May Be Reached By Calling:
734-662-8200 or 800-968-UMCU (8628)

After hours lost/stolen Visa number:

Mailing Address:
P.O. Box 7850
Ann Arbor, MI 48107-7850

Administrative Offices:
340 E. Huron Street, Suite 100
Ann Arbor, MI 48104-1909

Routing Number: 272-476-543

How can I get a copy of my credit report?

The federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year. You can request a free copy of your credit report by visiting

According to the Federal Trade Commission, the only authorized online source is at Consumers should be aware that there are many sites out there that claim to offer “free” credit reports but often charge you for another product if you accept the report.

To request your credit report by phone, call (877) 322–8228. To request your credit report by mail, write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the individual credit-reporting agencies.

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To report your Visa credit/debit card lost/stolen after hours call: 1-800-991-4965
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628