Rates

 

Certificate Account Rates

Certificate Account and IRA Rates
Effective Date: Wednesday, February 10th, 2016
TermInterest RateAnnual Percentage Yield APY*
Certificate $500 minimum deposit
6 Month 0.10% 0.10%
12 Month 0.20% 0.20%
24 Month 0.45% 0.45%
36 Month 0.65% 0.65%
48 Month 0.85% 0.85%
60 Month 0.95% 0.95%
Certificate $10,000 minimum deposit
6 Month 0.20% 0.20%
12 Month 0.30% 0.30%
24 Month 0.55% 0.55%
36 Month 0.75% 0.75%
48 Month 1.00% 1.00%
60 Month 1.15% 1.16%
Certificate $100,000 minimum deposit
6 Month 0.30% 0.30%
12 Month 0.40% 0.40%
24 Month 0.65% 0.65%
36 Month 0.85% 0.85%
48 Month 1.05% 1.06%
60 Month 1.25% 1.26%
IRA $500 minimum deposit
6 month 0.10% 0.10%
12 month 0.20% 0.20%
24 month 0.45% 0.45%
36 month 0.65% 0.65%
48 month 0.85% 0.85%
60 month 0.95% 0.95%
IRA $10,000 minimum deposit
6 month 0.20% 0.20%
12 month 0.30% 0.30%
24 month 0.55% 0.55%
36 month 0.75% 0.75%
48 month 1.00% 1.00%
60 month 1.15% 1.16%
IRA $100,000 minimum deposit
6 month 0.30% 0.30%
12 month 0.40% 0.40%
24 month 0.65% 0.65%
36 month 0.85% 0.85%
48 month 1.05% 1.06%
60 month 1.25% 1.26%
APY is Annual Percentage Yield. Interest is paid and compounded monthly on Certificates and IRAs. There are interest penalties for early withdrawals.

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