This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.

Rates

 

Certificate Account Rates

Certificate Account and IRA Rates
Effective Date: Saturday, December 10th, 2016
TermInterest RateAnnual Percentage Yield APY*
Certificate $500 minimum deposit
6 Month 0.10% 0.10%
12 Month 0.20% 0.20%
24 Month 0.45% 0.45%
36 Month 0.65% 0.65%
48 Month 0.85% 0.85%
60 Month 0.95% 0.95%
Certificate $10,000 minimum deposit
6 Month 0.20% 0.20%
12 Month 0.30% 0.30%
24 Month 0.55% 0.55%
36 Month 0.75% 0.75%
48 Month 1.00% 1.00%
60 Month 1.15% 1.16%
Certificate $100,000 minimum deposit
6 Month 0.30% 0.30%
12 Month 0.40% 0.40%
24 Month 0.65% 0.65%
36 Month 0.85% 0.85%
48 Month 1.05% 1.06%
60 Month 1.25% 1.26%
IRA $500 minimum deposit
6 month 0.10% 0.10%
12 month 0.20% 0.20%
24 month 0.45% 0.45%
36 month 0.65% 0.65%
48 month 0.85% 0.85%
60 month 0.95% 0.95%
IRA $10,000 minimum deposit
6 month 0.20% 0.20%
12 month 0.30% 0.30%
24 month 0.55% 0.55%
36 month 0.75% 0.75%
48 month 1.00% 1.00%
60 month 1.15% 1.16%
IRA $100,000 minimum deposit
6 month 0.30% 0.30%
12 month 0.40% 0.40%
24 month 0.65% 0.65%
36 month 0.85% 0.85%
48 month 1.05% 1.06%
60 month 1.25% 1.26%
APY is Annual Percentage Yield. Interest is paid and compounded monthly on Certificates and IRAs. There are interest penalties for early withdrawals.

UMCU Online Banking loginUMCU Financial Calculators
To report your Visa credit/debit card lost/stolen after hours call: 1-800-991-4965
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628