Auto Loans

It’s a Blue Carpet Event with Auto Loan Refinancing!

You may be able to lower your monthly auto loan payment with UMCU’s amazingly low interest rates, plus you’ll receive $60 cash back when you refinance with us.

Refinance an existing auto loan with a balance of $6,000 or greater from another financial institution with UMCU and receive a $60 rebate! Get started today by calling 734-662-8200 or by visiting any branch. This offer won’t last long!

Offer subject to credit approval. Payment will be made after 90 days of the loan remaining at UMCU. Offer valid April 1-June 30, 2014. To be eligible, therefinanced auto loan must be with another financial institution.

Loans available for new and used cars, sport utility vehicles, and trucks.

  • For well-qualified buyers, we offer 100% financing for new cars.
  • For well-qualified buyers, we finance up to the NADA blue book retail value.
  • Fixed rate loan terms up to 84 months.
  • Protect your family, assets and credit rating by reducing financial burden during specified life event losses; including unemployment, loss of life, or disability. To learn how you can purchase this additional protection, click here.

Full insurance coverage is required and proof of insurance must be provided at the time the loan is disbursed. We can also refinance your existing auto loan at another bank or finance company.

If you are interested in researching or comparing your next automobile, UMCU has the perfect tool to help.  Click on the box below or click on this link to discover "Auto Buying Made Easy".

Applying is Easy!

  • Apply online through the APPLY NOW button.
  • Visit one of our branches.
  • Call the Member Service Phone Center (800-968-8628 or 734-662-8200) and ask for an application.
  • Finance with UMCU at several participating dealers. To discover if your favorite dealer participates in UMCU financing, click here.


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734-662-8200 or 800-968-8628