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New Year, New Branch, New Rate!

In celebration of the New Year and the opening of new South State St. branch location, University of Michigan Credit Union will be offering a rate of 2.725% APR for 12 months on all credit card balances transferred from other financial institutions, with no balance transfer fee!

The promotion will last from Friday, January 1, 2016 to Thursday, March 31, 2016.

Special Notices:

  1. Once the promotional period ends, your credit card interest rate will adjust to a rate of 8.99% APR to 12.99% APR on new purchases (or cash advances). Actual rate will depend on the Visa card program selected.
  2. At the end of the 12 month promotional period, balances transferred from January 1, 2016 - March 31, 2016 but not paid off in full, will begin to accrue interest at their current Visa product rate.

Visit our new South State Street branch at 2725 S. State Street in Ann Arbor and find out more about how to transfer your Visa balance!

Apply for a Visa card today through your MemberNet Online Banking account, stopping by one of our branches, or calling our Contact Center at 734-662-8200 or 800-968-8628!

If you have not enrolled in MemberNet, please enroll for MemberNet here.

Already a UMCU member?
Click to the right to apply for a Visa through Online Banking!         

  • Login to your MemberNet Online Banking account
  • Choose the LOAN tab from the navigation menu
  • Choose LOAN APPLICATION on the far right 

Already have a UMCU Visa and want to transfer balance(s)?

  1. Call us at 734-662-8200 and we'll transfer your balance(s)
    over the phone.
  2. Click to the right to download the balance transfer form.
  3. Complete the form and return it to us:
    1. P.O. Box 7850 Ann Arbor, MI 48107
    2. Fax: 734-996-4522 or
    3. Drop the form off at any branch location



New BalTrans

Not a member yet?
Get started with your 
UMCU account today!           

 *Offer of 2.725% interest rate for 12 months applies to balances transferred from another financial institution, with no balance transfer fee. Duration of promotional period lasts from January 1, 2016 until Thursday, March 31, 2016. Once the promotional period ends, the interest rate will adjust to a rate of 8.99% APR to 12.99% APR. Actual rate will depend on the Visa card program selected. Offer subject to credit approval.

UMCU Online Banking loginUMCU Financial Calculators
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.
734-662-8200 or 800-968-8628